Risk Analyst Senior - Financial Risk & Analytics

We are a hybrid, remote-office company dedicated to growing our talent anywhere! We have onsite locations in: Sioux Falls, SD, Phoenix, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA. At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. About the Role: TPRM is part of the office of the Chief Risk Officer (CRO). It is responsible for defining the enterprise-level TPRM framework and conducting risk assessments on third parties and major partners, including control testing, financial analysis, portfolio reviews, exposure analysis, and executive reporting. TPRM is considered Second Line of Defense (2LOD) for the bank and is one of the key areas in GRC that manages risks at the Enterprise Level. The Risk Analyst Senior role sits in the Financial Risk and Analytics team of TPRM. What You Will Do: Conduct ongoing financial and credit reviews on third parties and key partners to determine their financial health, including their liquidity, solvency, profitability, capital adequacy and the bank’s exposure. Assist in standing up TPRM’s exposure reporting, periodic metric monitoring and partner reserve management function. Control test the financial risk assessments performed at the First Line. Provide credible challenge on risk assessments, control effectiveness and risk acceptance requests. Gather and analyze data from various databases, enterprise systems and business intelligence and data visualization platforms. What You Will Need: Proven track record in financial and credit analysis, ongoing monitoring, portfolio analysis, data analytics and risk modeling Experience in analyzing risks in the following areas: merchant acquiring, card issuing, commercial and consumer lending, payments, or equivalent third party risk management function at the enterprise level Bachelor’s degree in business or related field MBA or relevant master’s degree or experience Proficient use of Generative AI Effective writing and presentation skills Strong organizational and problem-solving skills The responsibilities listed above are not all inclusive and may be changed at any time. Salary range: $72,000 – $120,000 The salary range reflects the minimum and maximum target for a new hire in this role.