USDA Loan Closer

We are a hybrid, remote-office company dedicated to growing our talent anywhere! We have onsite locations in: Sioux Falls, SD, Phoenix, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA. At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. About the Role: Serve as the Bank's primary point of contact throughout the USDA loan closing process, coordinating with borrowers, guarantors, legal counsel, brokers, title companies, USDA representatives, and other third-party vendors. What You Will Do: Manage pipeline of USDA loan closings from approval through funding, ensuring compliance with USDA program requirements, Bank credit approvals, and internal policies and procedures. Identify, collect, review, and validate all documentation required for closing, including USDA-specific eligibility, environmental, appraisal, collateral, and guarantee-related requirements. Coordinate and communicate directly with internal partners to facilitate timely and accurate closings. Partner with internal and external legal counsel to prepare, review, and finalize loan documentation, ensuring all closing conditions and USDA requirements are satisfied prior to funding. Monitor closing timelines, proactively identify potential delays, and drive necessary actions to ensure transactions close within established service level expectations. Review loan approvals and commitment terms to ensure closing documents accurately reflect approved credit structures and USDA program requirements. Act as the primary liaison during the closing process, providing status updates, resolving issues, and escalating risks or borrower responsiveness concerns as appropriate. Ensure all collateral, title, insurance, entity, and perfection requirements are completed and documented prior to funding. Coordinate post-closing delivery requirements and support the loan sale and guarantee application process, as applicable. Develop and maintain strong relationships with customers, USDA personnel, attorneys, and business partners to support an efficient closing experience. Assist with training, mentoring, and providing subject matter expertise to other members of the Closing Team.